After a foreclosure sale, there’s often money left over. It belongs to you.
When a foreclosed home sells for more than what was owed on it, the difference, called the surplus, legally belongs to the former owner. Most people never find out. We find it, verify it, and handle the legwork so you can recover what’s yours.
Money that’s yours, sitting with the county.
If your home was sold at a foreclosure auction, the sale may have brought in more than you owed. That extra money doesn’t go to the bank. By law it comes back to you.
The sale pays off your debt first
Your mortgage and any senior liens are paid from the third party sale at auction.
Bid’s over your principal debts owed
When there is a positive amount reached after, this creates funds owed to the previous owner.
You have the right to claim it
Washington law (RCW 61.24) protects that right. We created this platform as a tool for you to exercise it.
Our goal is to help you pick up the pieces of a rough season and start anew with what is rightfully yours.
Opus finds, Then Notifies
An analytic engine that audits sale records to identify positive surpluses that belong to people like you, sometimes before anyone knows it exists.
We Verify then Organize
Provided personal ready portal to every client with just a few holes to fill by you and your Case Manager.
An attorney recovers it
We connect you to the people that know the ins and outs of this system, getting your funds released and back to you faster.
Three easy steps. We make sure we do all the heavy lifting for you.
Just a few questions and confirmations from you, we carry the rest to the finish line. A new start for you means a rewarding job well done for us.
Three easy steps. We make sure we do all the heavy lifting for you.
Just a few questions and confirmations from you, we carry the rest to the finish line. A new start for you means a rewarding job well done for us.
Opus finds, Then Notifies
An analytic engine that audits sale records to identify positive surpluses that belong to people like you, sometimes before anyone knows it exists.
We Verify then Organize
Provided personal ready portal to every client with just a few holes to fill by you and your Case Manager.
An attorney recovers it
We connect you to the people that know the ins and outs of this system, getting your funds released and back to you faster.
Your money goes from your attorney to you. It never passes through us.
Once the court releases your surplus, your attorney holds it in a client trust account and sends it to your bank through Confido Legal, a payments platform built for law firms.
Opus never holds your funds
Recovered money stays in your attorney’s trust account until it is paid out to you.
Your bank details stay with Confido
You add your account on Confido’s secure page. We never see or store your account number.
Follow it from your portal
Your client portal shows when your funds are released and on their way.
“As the person who found your surplus, I consider it my job to get you what’s yours. My time and experience is used to save yours.”
You’ll have one point of contact from the moment we find your surplus through the day your funds are recovered. There’s never a cost or obligation to talk it through.
Ask us to check your caseTell us about your property.
Share a few details and we’ll check the county records for a surplus that may be yours. There’s no cost and no obligation.
By submitting, you agree we may contact you about a possible surplus. No cost, no obligation. We are not a law firm and do not provide legal advice.
Court-ready surplus cases, intake already done.
We verify the surplus, confirm the rightful owner, and hand you an organized RCW 61.24.080 file. You exercise your own legal judgment, file, and collect your court-approved fee.
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